- A lawsuit where the complainant targets an individual's insurance provider without needing a prior judgment against the insured person or including them in the lawsuit
- A legal procedure instigated by a company shareholder to seek redress for harm they have suffered separately from any damage experienced by the corporation itself
- The individual decided to file a direct action against the driver's insurance company after the car accident.
- Instead of pursuing the company, he chose to take a direct action against the insurer for compensation.
- The shareholder pursued a direct action against the board members for personal harm, separate from the company's losses.