Fair Credit Reporting Act (FCRA)
- A federal law that controls the accuracy, privacy, and usage conditions of consumer credit reports while setting specific procedures for credit reporting agencies and users such as employers and landlords
- The Fair Credit Reporting Act (FCRA) ensures that all information in a consumer's credit report is accurate and not misused.
- Due to the Fair Credit Reporting Act (FCRA), my employer had to follow certain procedures before performing a background check.
- The landlord accessed my credit report, violating the Fair Credit Reporting Act (FCRA) as he didn't have my permission.
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