Definition of "out-of-pocket"
  1. Indicating a situation where cash is immediately spent
How to use "out-of-pocket" in a sentence
  1. The claimant paid out-of-pocket expenses for the repair of her car after the accident.
  2. Because of the high deductible on their health insurance plan, they had to bear several out-of-pocket costs.
  3. The lawyer didn't charge any fees upfront, but there were some out-of-pocket expenses for filing paperwork.

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