underinsured motorist

Definition of "underinsured motorist"
  1. A driver who has insurance coverage but its limit is insufficient to cover the total liability after an accident
How to use "underinsured motorist" in a sentence
  1. Her injury costs exceeded his policy limit, thus he was an underinsured motorist.
  2. The accident was caused by an underinsured motorist, leaving most of the expenses unrecovered.
  3. To safeguard against financial loss caused by an underinsured motorist, additional coverage is recommended.

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